Albany Update: Photo Inspection, MVR Verification Bills Pass Assembly, Excess Lines Bill Introduced

This week, the NYS Assembly passed A.3172-A, our bill to allow carriers to waive CARCO inspections for the next four years, by a vote of 116-25. The bill was sent to the Senate, where it must pass the Insurance Committee and floor vote before being sent to the Governor. This is a major advancement in our campaign and it would not have not have been possible without the engagement of our agents, and the leadership of the bill's sponsor, Assemblyman Ken Zebrowski. With passage by the Assembly, we are increasingly optimistic about the prospects of this bill being passed and signed into law this session.…

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Photo Inspection Reform This Session? There’s Good Reason to be Optimistic

Recently, we shared the news that the Senate and Assembly removed photo inspection reform legislation from their “one house" budget proposals, meaning it is unlikely that our bill will be included in the final budget. However, this is not a death blow to the campaign and in fact, we are still in a strong position to pass the bill this session.​First, a quick refresher. In 2022, the Senate and Assembly both passed our bill to allow carriers to waive CARCO inspections. That bill was sent to the Governor, and in November of 2022, she vetoed it. Following the veto, we worked closely with her office and…

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​ Albany Update: Photo Inspection Dropped from Legislative Budgets, Anti-Fraud Bill Advances

This week, the Senate and Assembly released their “one-house" budget proposals, which are a statement of each house's priorities for the state budget. Both the Senate and Assembly rejected virtually all the Governor's policy proposals, including legislation to allow carriers to waive photo inspections for the next four years. This means it is unlikely, but not impossible, that photo inspection reform will be adopted as part of the final state budget. While disappointing, this outcome was not entirely unexpected. In recent years, the state legislature has increasingly pushed back on the inclusion of legislative policy in the budget, preferring to address only matters with a direct…

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