Yearly Archives: 2023

​Your business clients who carry group health insurance coverage must start making a new filing to the federal government this year, and many of them may not know it. Agents and brokers are not required to do anything, but some of you may want to inform your clients.The filing is known as a Gag Clause Prohibition Compliance Attestation (GCPCA.) Health plan sponsors and issuers are required to submit it annually by December 31, with the first one required by the end of this year. When submitting the completed form, a plan sponsor or issuer is verifying that they have complied with a federal law that…

​It’s late September, bringing with it familiar signs of autumn …Cooler weather …Leaves changing colors …American football on TV five days a week …Pumpkin spice everything from lattes to lasagna, … andThe National Flood Insurance Program​ is about to lapse. Starting Sunday, you probably will be unable to write, renew or endorse flood insurance policies through the NFIP or any private insurers who issue NFIP policies.Yes, you silly people who believe that insurance markets should be stable, the NFIP’s authority to issue and renew flood insurance policies will expire at midnight on September 30 unless Congress passes a bill and the president signs it before…