Sharing Recipes: A Culinary Bridge Between Generations

Body: ​Food has a way of connecting us across time and space. Dust off an old recipe card from a loved one and bring it back to life in your kitchen. Maybe it’s your grandmother’s famous apple pie or your aunt’s secret cookie recipe. As you recreate the dish, involve younger family members, teaching them not just the recipe but the stories behind it.The holidays are an invitation to reflect on the past while looking toward the future. By blending cherished traditions with new, meaningful experiences, you can create a season full of love, connection, and joy that resonates for generations.What are your favorite holiday…

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Governor Hochul Acts on Windstorm Trigger and Anti-Concurrent Causation Legislation

Abstract: It was a busy Friday afternoon for Governor Hochul as she acted on several bills sent to her desk for action. Body: ​It was a busy Friday afternoon for Governor Hochul as she acted on several bills sent to her desk for action.Hurricane Windstorm Deductible Trigger: Gov. Hochul APPROVED A.2866/S.4199, which directs the superintendent of the New York State Department of Financial Services (DFS) to “establish standards for windstorm deductibles, which create, to the greatest extent possible, uniformity in the operation of such deductibles with respect to the triggering event."The new law requires the DFS to issue and adopt regulations regarding how triggering events…

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What to Expect When You Get a Fair Market Valuation

Abstract: Whether or not a sale is on the horizon, knowing the financial health and value of your agency is vital for every agency owner. Body: ​Whether or not a sale is on the horizon, knowing the financial health and value of your agency is vital for every agency owner. For many, the current M&A environment is causing agency owners to contemplate whether now is the right time to buy or sell. Knowing your agency's value is one of the best ways to prepare for opportunities that may arise either grow by acquisition or to potentially sell.While many believe that they only need a valuation…

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