Double-Charging a Contractor For the Same Project?
Abstract: Since both the CGL and OCP policies will conceivably provide coverage, the insurer is justified in using the same premium basis for both. Body: Question from a Big I Connecticut member: "I was hoping you could provide clarity for me and a client of ours. They’re a general contractor and will be taking on a project which requires an Owners and Contractors Protective Liability (OCP) policy. How would this impact our General Liability and Workers' Compensation policies which are currently in place ? Would we include the sub costs for the project requiring the OCP as part of our GL sub costs for rating purposes? …