Can An Insurance Company Retroactively Charge For a Young Driver?
Photo: "new Teen driver girl" by Carissa Rogers. Used under a Creative Commons Attribution 2.0 license.Question from a member: On a personal auto application for one of our carriers requests information on all residents in the household, including young children. This insured was written in November, 2002 in our office listing the husband, wife and two children. In June, 2008, one child became a licensed operator; they did not call to inform our agency. The carrier did not add this child or send out any type of questionnaire, but knew this child's name and date of birth from the original application. The policy renewed in November,…