Advocacy

Recently, we shared the news that the Senate and Assembly removed photo inspection reform legislation from their “one house" budget proposals, meaning it is unlikely that our bill will be included in the final budget. However, this is not a death blow to the campaign and in fact, we are still in a strong position to pass the bill this session.​First, a quick refresher. In 2022, the Senate and Assembly both passed our bill to allow carriers to waive CARCO inspections. That bill was sent to the Governor, and in November of 2022, she vetoed it. Following the veto, we worked closely with her office and…

This week, the Senate and Assembly released their “one-house" budget proposals, which are a statement of each house's priorities for the state budget. Both the Senate and Assembly rejected virtually all the Governor's policy proposals, including legislation to allow carriers to waive photo inspections for the next four years. This means it is unlikely, but not impossible, that photo inspection reform will be adopted as part of the final state budget. While disappointing, this outcome was not entirely unexpected. In recent years, the state legislature has increasingly pushed back on the inclusion of legislative policy in the budget, preferring to address only matters with a direct…

​​On March 9th​​​​, the NYS Assembly unanimously passed Big I NY-supported legislation to eliminate an unnecessary ​burden on customers by repealing the anti-arson application statewide. Section 3403 of the Insurance Law requires the completion of an “anti-arson application" for people seeking property insurance for fire or explosion to complete. If a policyholder fails to complete this application, which is required upon initial application for insurance and on each subsequent renewal of the policy, the insurer must cancel the policy. Technology has advance dramatically since the application was first required, and the law has outlived its usefulness. Insurance companies today are required by law to have fraud prevention plans, which are filed…