Ask Tim; Industry News

Abstract: Once again, the NFIP’s authority to issue and renew flood insurance policies will expire at midnight on September 30 unless Congress passes a bill and the president signs it before then. Body: ​Image of flooded city str​eet created using ChatGPT 5It's late September, bringing with it familiar signs of autumn …School busses on the road again …Crisp, cool mornings …Buffalo Bills fans swinging between joyful celebration and abject despair …Holiday decorations on sale at Home Depot, … andThe National Flood Insurance Program  is about to lapse. Starting Wednesday, you probably will be unable to write, renew or endorse flood insurance policies through the NFIP or…

Abstract: If your agency writes the Workers' Compensation insurance for any small retail stores, you may want to point them to newly published materials from the state Labor Department. Body: ​New York's new law on retail worker safety took effect last week. If your agency writes the Workers' Compensation insurance for any small retail stores, you may want to point them to newly published materials from the state Labor Department. Passed by the state legislature and signed into law by Gov. Kathy Hochul in 2024, the Retail Worker Safety Act took effect for most retail stores on June 2. It applies to all New York…

Abstract: It will be easier for victims of dog bites to hold pet owners liable thanks to a ruling last month from New York's highest court. Body: ​It will be easier for victims of dog bites to hold pet owners liable thanks to a ruling last month from New York's highest court. The Court of Appeals unanimously overturned previous rulings holding dog owners to a “strict liability" standard, meaning that the owner had no defense against a lawsuit only if they had “actual or constructive knowledge of their animal's vicious propensities." The case involved a postal worker bitten in 2018 by a 70-pound dog while…