Ask Tim; Industry News

​It’s late September, bringing with it familiar signs of autumn …Cooler weather …Leaves changing colors …American football on TV five days a week …Pumpkin spice everything from lattes to lasagna, … andThe National Flood Insurance Program​ is about to lapse. Starting Sunday, you probably will be unable to write, renew or endorse flood insurance policies through the NFIP or any private insurers who issue NFIP policies.Yes, you silly people who believe that insurance markets should be stable, the NFIP’s authority to issue and renew flood insurance policies will expire at midnight on September 30 unless Congress passes a bill and the president signs it before…

Supplemental Spousal Liability Insurance - Questions & Answers ul.s4-specialNavLinkList {display:none;} .ia-cbws-response #bt-sidebar-image{position:relative;top:-20px;} #ia-breadcrumb .s4-pagedescription {display:none;} Source

​We are pleased to offer you a one-page handout that will help you explain Supplemental Spousal Liability Insurance to your clients. A law that took effect on August 1 makes this coverage automatic on auto insurance policies unless the insured requests that it be removed. Previously, the coverage was available as an option but the insured had to ask to have it added.The file is a one-page document in Microsoft Word format and is suitable for copying and pasting onto your letterhead. It is structured as a series of questions and answers. We have posted it under the Coverage Questions heading on the Auto Insurance page​…