Election Results: Property Damage Coverage Issues

​By Chris Boggs, the Big I’s Executive Director of Risk Management & Education​News reports from across the country tell of retailers boarding up their buildings in attempts to curtail damage from rioters post election. From an insurance perspective, are there any coverage issues these retailers should consider? Insurance coverage questions asked over the past several days in preparation for the election have center around several common terms:Riot,Civil unrest,Insurrection, and even War.Each read similarly, “If my insured’s property is damaged by (fill in the blank from above), is there coverage? Understand that no (or very few) coverage question(s) is/are answered with a simple “yes” or “no.” There is…

Continue ReadingElection Results: Property Damage Coverage Issues

On Our Mind…Virtual Pre-Licensing

​By Jim Lombardo, CPCU, AAI, AIM, MBA, AVP of Learning & DevelopmentWell, another month is over. I remember when my grandma used to talk about how fast time flies, and I just didn't understand what she meant. Well, now I do.I am hoping you take some time to spend with family and friends (with a mask on, of course) and try to make lemonade out of a big fat lemon. We have done that.We are excited to offer Property and Casualty Pre-Licensing​​- virtually!  Yes, the 90-hour pre-licensing class will be offered starting December 1st, and people can take it from the comfort of their personal computer.$699…

Continue ReadingOn Our Mind…Virtual Pre-Licensing

Spoooooky Thoughts Volume 4

​Well, here we are at the last of this year's Spoooooky Thoughts.   I went big this week, folks.  Here are 10 Spoooooky Thoughts for you to close out October. Just wondering – is there a movie that scared the ever loving BEEP out of you?  For me it was The Ring.   I watched it for the first time when I was 7 months pregnant with my Lucy.  My husband is a hockey official and is gone most weekends.  I thought to myself one Friday night, “I could go for a scary movie.  I'll try The Ring."   WHY?  WHY did I do that.  I made myself watch that…

Continue ReadingSpoooooky Thoughts Volume 4