ACORD Changes NY Auto Insurance Forms

​Industry standards-setting organization ACORD has revised four personal and commercial automobile insurance forms to reflect a recent change in state law. The revised forms are for use on and after August 1, 2023. You should expect to see them in your ACORD Advantage subscriptions or agency management systems over the next few months.

As we previously reported​, a law taking effect on August 1 will require every personal and commercial auto liability policy to include “supplemental spousal liability coverage” unless the insured specifically rejects it. Under current law, the insured has the option to add the coverage. After August 1, the insured will have the option to reject it.

The revised forms will carry an edition date of 2023/08. The four forms are:

  • ACORD 65 NY (2003/01), New York Auto Supplement – Spousal Liability Coverage
  • ACORD 90 NY (2015/12), New York Personal Auto Application
  • ACORD 137 NY (2021/03), New York Commercial Auto Coverages/Limits Section
  • ACORD 290 NY (2015/12), New York Personal Auto Application Section

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