New DFS Cybersecurity Guidance Explained

Abstract: What the new DFS third-party service provider (TPSP) letter means and how your agency may respond Body: ​The New York State Department of Financial Services (DFS) issued new cybersecurity guidance for regulated entities, including insurance agencies, focused on third-party service provider (TPSP) oversight under the state's financial services cybersecurity regulation.The update doesn't add new requirements but clarifies how agencies may want to manage vendors with access to nonpublic information.What DFS Section 500.11 RequiresInsurance agencies and other covered entities must maintain written TPSP cybersecurity policies and procedures that address:Identifying your third-party service providersSetting minimum cybersecurity standardsPerforming due diligence on vendor securityPeriodically reassessing each TPSP's controlsThese…

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State Launches Worker Secure Choice Retirement Savings Plan

Abstract: The state government is now sponsoring a retirement savings program for private sector employees who lack access to a workplace plan. Body:  The state government is now sponsoring a retirement savings program for private sector employees who lack access to a workplace plan. Gov. Kathy Hochul announced the program, called New York State Secure Choice Savings Program, earlier this month. The plan lets employees save automatically through payroll deductions into a Roth IRA. it’s designed to be easy for employers to implement.What You Need to KnowStarting soon (expected late 2025), Ne​w York ​State law​ will require most businesses with:10+ employees,Two or more years in operation, andNo existing retirement…

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