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Industry Roundup: Clock Ticking for Workers Refusing Vaccines; Industries with Most Hacker Heat; OSHA Moving Toward Vaccine Mandate; & More

​First Jury to Hear Business Interruption Case Sides with InsurerIn the first jury trial considering a COVID-19 business interruption case, The Cincinnati Insurance Co. Inc. was freed from having to cover the losses of a Kansas City, Missouri, restaurant management group that was forced to close at least nine locations as a result of coronavirus stay-at-home orders.Weapons Exclusion Clause Puts the Onus on Bar Owner After StabbingThe U.S. Court of Appeals for the Fifth Circuit ruled that an insurance company doesn't have to protect a bar against personal injury claims by patrons who were stabbed there as the establishment's policy from the Houston Specialty Insurance…

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Cowbell = Cyber Insurance Made Easy

A guest post by Cowbell Cyber​Cyber Insurance Made Easy. This has been Cowbell's slogan since January 2020 when we first rolled out Cowbell Prime 100 to the market as our initial standalone cyber insurance program. Let's explain what we actually mean. “Cyber Insurance Made Easy" is at the core of what we do, when we design our programs, release them to our distribution channels, and deliver support to our partners and clients.​Our mission is to make cyber coverage accessible to all. This is why the Cowbell team has rebuilt the cyber insurance process from beginning to end and brought innovations at every step: in the…

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​ Governor Hochul Signs Bill Prohibiting Consideration of Dog Breed in Underwriting

​On October 30th, Governor Hochul signed legislation prohibiting insurance carriers from refusing to issue, renew, cancel, or charge a higher premium for a homeowners' liability coverage based upon specific breed of an insured's dog. Big I NY opposed this legislation, expressing concerns that limiting underwriting flexibility would lead higher premiums for all homeowners. The legislation takes effect January 28th, 2022, and applies to all policies issued, renewed, modified, altered or amended on or after that date.  Source

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