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Albany Update: Big I NYRaises Concerns with Privacy Act, New Government Transparency Directive, Governor Announces Measures to Address Bus Driver Shortage

​Big I NY Raises Concerns With NY Privacy Act:This week, Big I NY participated in a roundtable meeting on the New York Privacy Act, hosted by the bill's sponsors, Senator Kevin Thomas (D, Nassau County) and Assemblywoman Linda Rosenthal (D, Manhattan). This bill would create sweeping and burdensome data privacy rules, including most significantly a fiduciary duty on entities that handle customer data and private right of action allowing private parties to sue for damages. The bill includes generous incentives to file lawsuits, including allowing for the awarding of attorneys fees, minimum damages, and authorizing class actions.Big I NY has opposed this bill since its…

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Phone Carriers’ New Requirements for Business Texting

​National phone carriers like T-Mobile, AT&T and Verizon are starting to implement new requirements for business texting to counteract telemarketing spam. The requirements primarily focus on businesses using application-to-person (A2P) text messages sent via 10-digit long code (00310DLC) phone numbers, which are phone numbers that include a local area code and support high volume texting.Most major phone carriers will start requiring businesses to register their texting campaigns and follow various protocols with their texts, such as obtaining consent. Businesses may be subject to large fines and penalties for non-compliance.    The 10DLC requirements are different in certain respects for each carrier and are at varying stages of…

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‘Additional Insured Request Form’ Available For Your Use

​Any agency that sells commercial liability insurance (that is, pretty much all of you) gets requests from its clients to name some person or organization as an additional insured. I've said it before and I'll say it again - America used to be a country where everyone dreamed of being rich; now it's a country where everyone dreams of being an additional insured.When someone is an additional insured on a liability insurance policy, the insurance carrier is assuming some of their loss exposures. Consequently, underwriters rightly want to know why they should provide coverage for these parties. To make it easier for you to give them…

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