On Our Mind: The Power of Positivity

​​By Jim Lombardo, CPCU, AAI, AIM, MBA, AVP of Learning & Development​ “A little more persistence, a little more effort, and what seemed hopeless failure may turn to glorious success.” -- Elbert Hubbard I had a “heart to heart” talk with my daughter recently - she is at a stage in her personal and professional life where things just aren’t synching for her...she is depressed, frustrated and not very motivated. I told her I absolutely understood and agreed that these are crazy times and everything seems like we are just stuck in a rut…. BUT I also said to her, this is something we will always…

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On Our Mind: The Time to be a Leader

​​By Jim Lombardo, CPCU, AAI, AIM, MBA, AVP of Learning & Development​ Well, not much to say here except I might suggest, if you haven’t seen Groundhog Day starting Bill Murray, you might want to… During these crazy times, we look to our leaders for guidance, example, wisdom and just a simple show of strength. We WANT our leaders to lead, right? I am reminded of a wise adage from the former CEO of GE- Jack Welch…he once opined, “ Before you are a leader, success is all about growing yourself. When you become a leader, success is all about growing others.” So I have to ask…

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DFS: 60-Day Moratorium Starts On Day Policy Could Have Ended

The New York State Department of Financial Services last weekend clarified the current moratorium on terminating and changing insurance policies. A new “frequently asked questions” (FAQ) page on the DFS website explained the rules: IF the terms of the policy permit the carrier to cancel, non-renew or conditionally renew it on a specific date; AND the policyholder can demonstrate financial hardship because of the pandemic; THEN the 60-day moratorium begins on that date. For example, suppose the insurer sent a non-renewal notice on February 1. The policy will expire April 16. The policyholder demonstrates financial hardship. The insurer must delay the non-renewal until June 15.…

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